01

Start with the event

Address emergency needs, exchange required information, and report the collision through the appropriate local process.

02

Build the record

Photograph vehicles and the wider roadway; save witness, towing, repair, rental, medical, and insurer information; and keep a dated symptom and treatment record.

03

Prepare the legal questions

Avoid assuming a citation, apology, or repair estimate resolves legal responsibility. State rules and the complete evidence matter.

04

Contact and insurance log

Keep a dated log of reports, claim numbers, requests, responses, appointments, expenses, and decisions. Distinguish what you observed from what another person said or a record states.

05

Use the file in a consultation

Bring the shortest accurate chronology you can prepare, the most important original records or secure copies, and three questions. A lawyer can identify gaps without requiring you to solve the legal issues first.